Track, organize & Transfer everything you own
India's Best Asset Continuation App
Because the people you love shouldn’t have to search for what you spent a lifetime building.
₹3.5
Lakh Crore Unclaimed
As reported by RBI, SEBI & IRDAI to the Supreme Court
As reported by RBI, SEBI & IRDAI to the Supreme Court
This Is Wealth People Earned. That Families Never Knew Existed.
And that’s only the organised, regulated part. Imagine what’s lost in the untracked economy — chit funds, co-operative deposits, property papers, gold, forgotten passbooks, digital assets.
A Story Every Indian Family Can Relate To
Ravi had it all — EPF, PPF, NPS, mutual funds, a demat account, insurance, FDs, chit funds, gold, a plot, and monthly expenses spread across apps, emails, SMS, notebooks, and memory.
Tracking your wealth in one place is no longer optional. It’s essential.
When Ravi suddenly fell ill, his family didn’t know:
- Which email held his mutual fund statements
- Where his EPF/PPF/NPS details were
- That he had an active chit fund
- That an FD had already matured
- Which subscriptions were auto-debited
One investment even slipped into “unclaimed” status — just like the crores that lie unclaimed across India.
Before Gudbuks
After Gudbuks
Ravi’s Assets
All in one place, finally — with Gudbuks
Banking
EPF
PPF
Mutual Funds
Stocks
Insurance
Gold
Properties
Expenses
Every rupee you've earned. Every asset you hold.
Most apps only see what’s in a broker account. Gudbuks sees your entire financial life — including the 70% no other app covers
EPF, PPF & NPS
Auto-fetched live. Nominee status checked. Maturity dates tracked.
Mutual funds & SIPs
All folios in one place. XIRR calculated. No per-fund-house login required.
Bank accounts, FDs & RDs
Balance synced read-only. FD maturity alerts 45 days in advance.
Demat holdings & stocks
Live portfolio value. Unrealised gains tracked. Nominees verified.
Loans & liabilities
Outstanding balances, EMI schedules, and payoff timelines — fully visible.
Life & general insurance
Premium due dates, sum assured, nominees, and policy documents all stored.
Chit funds
Track instalments, maturity date, and organiser details. The most overlooked Indian asset.
EPF + PPF + NPS
₹18.4L
Mutual funds
₹12.7L
Bank accounts + FDs
₹8.2L
Stocks
₹6.4L
Chit Funds
₹1.8L
Loans outstanding
-₹14.2L
Net financial worth
₹31.5L
2 assets have outdated nominees — AI recommends reviewing now
LIC premium due in 18 days
Property & real estate
Add address, registration details, and current value.
Market index updates estimates.
Gold and jewellery
Enter grams owned.
SGBs auto-fetched.
Business assets & vehicles
Partnership stakes, equipment, vehicles
- manually entered with document upload.
Gold (320g)
₹22.1L
Property, Nagpur
₹45.0L
Vehicle(Innova)
₹30.0L
These assets represent 70% of average Indian household wealth - invisible to many other tracking app.
Digital wallets & UPI
Balances across Paytm, PhonePe, and other wallets. Know what's sitting idle.
Reward points & loyalty
Air miles, credit card points, cashback — with expiry dates tracked.
Subscriptions
Every recurring charge surfaced. Forgotten subscriptions flagged. Cancel in seconds.
Digital wallets
₹4,200
Reward points (est.)
₹12,400
Active subscriptions · 11 found
₹4,200/mo
Categorised daily expenses
Auto-tagged spending across food, travel, bills, and 30+ categories.
Income vs expense view
See exactly how much you saved each month — and where it went.
Subscriptions
Every recurring charge surfaced. Forgotten subscriptions flagged. Cancel in seconds.
Recurring bill tracker
Every EMI, subscription, and standing order in one calendar. No surprise debits.
HOW IT WORKS
Smart. Simple. Complete.
01
Auto-Fetch Records
With your consent, Gudbuks auto-fetches and updates your financial records using secure, read-only, regulated APIs. No transactions, ever.
- Bank accounts synced automatically
- EPF / PPF / NPS data pulled live
- Mutual funds & demat holdings
- Insurance policies & loan details
02
Simple Manual Entry
For assets that can’t be auto-fetched — property, gold, chit funds, business assets — a clean guided format gets them in fast.
- Property & real estate
- Gold & physical valuables
- Informal loans given or received
- Documents, cash & other assets
03
Built-In Expense Tracker
Your assets show what you own. Your expenses show how you live. Your entire financial picture, unified.
- Categorise daily expenses
- Track subscriptions & recurring bills
- Set monthly budgets & get alerts
- Predict cash flow & compare income vs expenses
04
AI Wealth Assistant
Your personal AI that works quietly in the background — detecting gaps, predicting renewals, and generating full net worth reports.
- Detect missing or forgotten assets
- Flag dormant accounts before they lapse
- Predict maturity & renewal dates
- Map nominees & generate instant net worth reports
Family Protection
Because Life is Unpredictable
If you go inactive, Gudbuks ensures your family never loses access to what you’ve built.
-
WhatsApp Reminder
A gentle nudge sent to you after one month of inactivity. -
Personal Phone Call
A direct call from the Gudbuks team to check in with you. -
Trusted Family Contact Notified
Still no response? Your chosen family contacts are informed. You control who and when.
👨👩👧👦
Your Wealth Stays in the Family. Always.
You decide who gets notified, and when. Gudbuks ensures your family has access to everything they need – when it matters most.
Security & Compliance
Bank-Grade Safety. Zero Compromise.
🔒
End-to-End Encryption
All your data is encrypted at rest and in transit. Nobody — not even us — can read your financial information.
👁️
Read-Only Access
Gudbuks can only read your data. Zero transaction capability — ever. Financial data fetched via regulated, secure APIs only.
✅
100% Consent-Driven
Nothing happens without your explicit permission. Every data fetch, every connection, every notification requires your consent.
🔑
Multi-Factor Authentication
Your account is protected by multiple layers of verification. Unauthorised access is practically impossible.
🛡️
SEBI-Regulated Entity
Gudbuks operates under strict SEBI regulatory oversight, adhering to top-tier data protection and compliance standards.
🏦
Secure API Infrastructure
All integrations use regulated, bank-grade APIs — the same infrastructure trusted by India’s largest financial institutions.
GET STARTED